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Discover Enterprise Sdn. Bhd.

Professional online payment gateway provider in Malaysia, providing online merchant accounts and online credit cards processing solutions to e-commerce merchants

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3D Secure Payment Gateway Made Easy with Discover Enterprise

6:31 PM | Posted by | | Edit Post

Discover Enterprise (Discoverenter.com)
Discover the Secured and Leading Online Credit Card Settlement for e-Commerce in Malaysia

Thinking of which kind of payment options you would provide in your online store? Are you facing problems where your customers get frustrated and give up when they aren’t able to process payment online due to inappropriate payment options? It has been statistically proven that inconvenient and insecure payment options will cause significant negative impact on the overall sales of your online store. The image of your company will be affected as well. With our expert system team, Discover Enterprise helps you to implement a seamless payment solution – 3D Secure Payment Gateway!
 
Gateway method is integration between your developed system and our gateway system. If you have developed a SSL server, you're recommended to use this method. With the continuous efforts in improving the online processing security, Discover Enterprise has come up with 3D Secure Gateway processing system for Malaysian merchants. The strength points of using Gateway method are, you can design your own system and the appearance of the payment form that suit your business. Furthermore, your customers are processing transactions under the same domain without jumping to other domain of the payment form. Online processing are all performed in your server, which will make them feel safe and secured. You won't lose any opportunity of getting your sales.

By using this method, you need to set up a secure payment form with SSL and send payment information entered by your customers to our gateway system API via HTTP. Then, our system will redirect (respond) the transaction result in text format after the transaction is completed. You need to analyze the transaction results and process it accordingly. The transaction result can be sent only to the API from which the transaction data is sent. Merchant’s API needs to have both sending and receiving function.


Ideal for:
·         Any online stores with shopping cart system
·         Online shopping mall/website in Malaysia
·         Well-known organizations with in-house IT department

Features:
·         Process Visa & Master credit card with 3D Secure (3DS) authentication,
  namely “Verified by Visa” and “MasterCard Secure Code”.
·         Techical supports and advices during system integration.
·         Able to design your own system and the appearance of the payment
  form that suit your business.
·         It is useful to prevent fraudulent cases and reduce chargeback as all
  settlements are performed under 3D Secure platform.

　　　　How It Works:




* Although the merchant's system is integrated with DiscoverENT payment system, the customer will not know about DiscoverENT.
⇒ The domain will not be changed when the customers enter data at your payment page and this will make them feel more secured.

**The merchant has to make a secured payment page on its website. Data transmission will be transmitted through HTTPS.

***It is useful to prevent fraudulent cases and reduce chargeback as all settlements are performed under 3D Secure platform.

 * Contact :
    Web - http://www.discoverenter.com/
    Enquiry - http://discoverenter.com/inq.php    
    E-mail - sales@discoverenter.com
    Telephone - +60-3-2144.2923
    Fax - +60-3-2144.2925
    Location - Lot4.13, 4th Floor, Kompleks Antarabangsa,
                     Jalan Sultan Ismail,
                     Kuala Lumpur, 50250,
                     Malaysia.

HTML Payment Link Method Made Easy with Discover Enterprise

1:33 AM | Posted by | | Edit Post






Discover Enterprise (Discoverenter.com)
Discover the Secured and Leading Online Credit Card Settlement for e-Commerce in Malaysia

Thinking of simple, affortable and secured way to start your online business? Then Discover Enterprise’s HTML Payment Link Method– 3DSecure may suit your processing payment need ! You simply need to send customer information to the system by HTTP-POST format. Then our system will display a SSL payment form in which customers enter their credit card information. The system takes care of the rest of the process featured with 3D Secure (3DS) and all customer information is stored in our secured server. As a result, you do not need to worry about the leakage of personal data and information of your customers. Furthermore, chargeback and fraudulent cases can be minimized when all transactions are performed under 3D Secure platform.

To suit different kinds of business nature, there are about 14 designs of the payment page that you can choose from. Not only that, the payment page can also be customized in according to your needs and requirements.  The integration is simple and quick, given that you have or recruit person who has skills on programming and web developing. You do not need to build a SSL server yourself by using this method. Therefore, you can introduce online credit card payment very easily.  

Ideal for:
·         Any online stores with shopping cart system
·         Online shopping mall/website in Malaysia
·         Online-Ticketing

Features:
·         Process Visa & Master Card with 3D Secure (3DS) authentication,
  namely “Verified by Visa” and “MasterCard Secure Code”.
·      128 bit Secure Socket Layer (SSL) - To ensure secure communication
  over the Internet.
·         No SSL certificate is required from merchant.
·         Able to customize the payment page based on your requirements by
  inserting your favourite pictures.
·         It is useful to prevent fraudulent cases and reduce chargeback as all
  settlements are performed under 3D Secure platform.


How It Works:



Purchase:  You need to create [BUY/PURCHASE] button for each of your product and link it to specific URL indicated by DiscoverENT . When the [BUY/PURCHASE] button is clicked, it will be linked to DiscoverENT payment page automatically.

Payment Page: The customer will input the credit card information on DiscoverENT payment page, and click SETTLEMENT button.
3D Secure authentication will be performed. The customer will need to input certain personal data or secured pin number for verification purposes.
Payment Completion Page: This page will appear once the genuine cardholder's identity is authenticated.  Click the [NEXT] button and the customer will directed to your homepage or any other page of your website.
Back to merchant's website: By clicking [NEXT] Button, customer will be directed to page that is linked to.

* No SSL certificate is required.
** Able to customize the payment page based on your requirements by inserting your favorite pictures.
*** It is useful to prevent fraudulent cases and reduce chargeback as all settlements are performed under 3D Secure platform.


* Contact :
    Web - http://www.discoverenter.com/
    Enquiry - http://discoverenter.com/inq.php     
    E-mail - sales@discoverenter.com
    Telephone - +60-3-2144.2923
    Fax - +60-3-2144.2925
    Location - Lot4.13, 4th Floor, Kompleks Antarabangsa,
                     Jalan Sultan Ismail,
                     Kuala Lumpur, 50250,
                     Malaysia.

Email Credit Card Payment Made Easy with Discover Enterprise

6:34 PM | Posted by | | Edit Post

Discover Enterprise (Discoverenter.com)
Discover the Secured and Leading Online Credit Card Settlement for e-Commerce in Malaysia


What do you think if EMAIL can make your customers pay you automatically without you issue any invoice slips and wait for the payment to be banked into your account?  

TIME IS MONEY. We understand that almost all businessmen want to get their payments from customers at the shortest time. Discover Enterprise now introduces a simple online payment solution without any system integration requirements for e-Commerce merchants –-> EMAIL CREDIT CARD PAYMENT – 3D SECURE (3DS).  Credit card payment can be processed online quickly and safely through email by just passing a unique encrypted URL of our SSL payment form to your customers. How? Create an encrypted URL for each order, and send to your customers. They can just click the link and pay online. Mailing the invoice becomes needless and online payment is more efficient with Discover Enterprise Email Credit Card Payment.

Ideal for:
  • Merchants who needs to check stock availability before charging customers.
  • Business with booking or reservation facility.
  • Selling customized products/services.

Features:
  • Process Visa & Master Card with 3D Secure (3DS) authentication.
  • Fast & Easy. No system integration required.
  • Mailing the invoice becomes needless, and billed amount can be paid easily just by sending emails.
  • No more waiting for the checks to be cleared or for invoices to be paid.
  • 24/7 of real time online settlement.
  • Provides added convenient payment option for both you and your 
      customers.
How It Works :





  1. Login with the issued Site ID and Password. 
     Click the LOGIN button on the Menu bar.


2.    A screen for you to create link is displayed. Enter all the necessary fields (Item ID, Item Names, Amount & Expire Date), then click the GENERATE button. A unique encrypted URL will be generated at the bottom of the page.


 

3.   Copy the URL generated in Step 2, and paste it into the email invoice to be sent to your customer.



4.   Your customer will receive the email invoice. He will either click the URL, or copy & paste the URL on the address bar of the web browser. Then the link will be directed to a SSL payment page requesting him to fill in the credit card information and process payment.


5.    Once your customer clicks CONFIRM in Step 4, a 3D Secure authentication page from the card issuing bank will pop-up, requesting the cardholder to input certain personal data or secured pin number for verification purposes.




6.   After the cardholder’s identity is verified, the transaction
will be processed successfully




For more information, please contact Discover Enterprise Sdn. Bhd now.

Contact :
    Web - http://www.discoverenter.com/
    Enquiry - http://discoverenter.com/inq.php     
    E-mail - sales@discoverenter.com
    Telephone - +60-3-2144.2923
    Fax - +60-3-2144.2925
    Location - Lot4.13, 4th Floor, Kompleks Antarabangsa,
                     Jalan Sultan Ismail,Kuala Lumpur, 50250,
                     Malaysia.

Mobile Credit Card Processing Made Easy with Discover Enterprise

5:36 PM | Posted by | | Edit Post

Discover Enterprise (Discoverenter.com)
Discover the Secured and Leading Online Credit Card Settlement for e-Commerce in Malaysia



Won’t it be nice to get paid quickly wherever your business takes you? NOW YOU CAN. Nowadays many people carry mobile devises such as iPhone, Blackberry or any smart phones, iPad, Palm etc for its convenient multi-purpose functions. Whether you are an eCommerce merchant or a businessman, if you already have a mobile, you can find a mobile payment solution now for accepting credit card payments at anytime, anywhere with anyone. With Discover Enterprise’s Mobile Settlement – 3D Secure (3DS), you can process credit card on the spot quickly and easily at your customers' places by just login to a unique URL using your web-enabled mobile phones.


Ideal for:
·         Business that consists of many sales agents or stockists.
·         Anyone who does business away from the office
·         Accepting payment on the spot when the job is completed or goods  
  &  services are delivered.

Features:
·         Process Visa & Master Card with 3D Secure (3DS) authentication.
·         Fast & Easy way to accept payment on the spot.
·         No need to incur costs to purchase terminal machines.
·         No more waiting for the checks to be cleared or for invoices to be 
  paid.
·         Add as many staffs or agents as you need under a single merchant 
  account by providing user ID to each of them.
·         You can easily manage all users and transactions using our
  Merchant  Control Panel (MCP) anytime using any computers with
  Internet connection.
·         Provides added convenient payment option for both you and your 
  customers.
·         Increases your overall sales, credibility and customer satisfaction.


How It Works:



1. From your mobile phone, access to the unique URL issued   to you. Select “SALE” from the main menu and then click “NEXT”.



2. A SSL payment page is displayed. Enter the credit card information and amount accurately. Then click “CONFIRM”.



 3. Reconfirm the information input earlier. Click “SETTLEMENT” if the information is accurate, or go “BACK” to the previous page for any changes.

                                           

 

4. Once cardholder’s identity is verified, the settlement is successfully processed and completed. At the same time, a confirmation email will be sent to the cardholder.




* Contact :
    Web - http://www.discoverenter.com/
    Enquiry - http://discoverenter.com/inq.php    
    E-mail - sales@discoverenter.com
    Telephone - +60-3-2144.2923
    Fax - +60-3-2144.2925
    Location - Lot4.13, 4th Floor, Kompleks Antarabangsa,
                     Jalan Sultan Ismail,
                     Kuala Lumpur, 50250,
                     Malaysia.


Types of Online Credit Card Settlement Solutions

1:33 AM | Posted by | | Edit Post


Discover Enterprise (Discoverenter.com)
Discover the Secured and Leading Online Credit Card Settlement for e-Commerce in Malaysia


Discover Enterprise offers a few options of online credit card payment solutions for eCommerce merchants based on their needs and requirements. 
All services provided are featured with 3D Secure (3DS).

a) HTML Link Method - 3D Secure (3DS)
The HTML integration is very easy. No SSL server is required. You can start online credit card payment very quickly and easily at low cost. You simply need to send customer information to the system by HTTP-POST format. Then the system will display a SSL payment form in which customers enter their credit card information. The system takes care of the rest of the process featured with 3D Secure (3DS) and all customer information is stored in our secured server. Learn more..


b) Gateway Method - 3D Secure (3DS)
Gateway method is an integration between your own system and our system. If you have developed a SSL server, you're recommended to use this method. In order to improve security to prevent against the credit card fraudulent case, we've come up with 3D Secure Gateway processing system for Malaysian merchants. The strength points of using Gateway method are, you can design your own system and the appearance of the payment form that suit your business. Furthermore, your customers are processing transactions under the same domain without jumping to other domain of the payment form. Online processing are all performed in your server, which will make them feel safe and secured. You won't lose any opportunity of getting your sales. Learn more..



c) Virtual Terminal
Our Virtual Terminal replaces the traditional credit card swipe terminal machines that you normally see. This allows your business to accept credit cards over-the-counter and face-to-face sales, without cost investment in physical terminal machines. Online processing becomes very easy by using PC connecting to the Internet and transactions can be processed with secured authorization. This solution is ideal for over-the-counter and face-to-face sales, such as Retail shops, Languange learning centre/schools, Multi-level Marketing (MLM) companies  etc.


d) Email Settlement - 3D Secure (3DS)
The credit card settlement service is now available by just passing an unique encrypted URL of our SSL payment form to your customers. How? Create an encrypted URL for each order, then copy and paste the URL into an email and send to your customers. They can just click the link and pay online. Mailing the invoice becomes needless, and billed amount can be claimed easily by an email. It's suitable for merchant who needs to check stock availability before charging customers, bookings, or those who is selling customized products/services. Learn more..


e) Mobile Settlement - 3D Secure (3DS)
Mobile (handphones) can be used for accepting credit card payments now at anytime, anywhere with anyone. Just login to a designated URL on the mobile web browser, you can conclude sales quickly and easily at your customers' places. This suits the business nature that consists of many sales agents or stockists.  Learn more..

 * Contact :
    Web - http://www.discoverenter.com/
    Enquiry - http://discoverenter.com/inq.php     
    E-mail - sales@discoverenter.com
    Telephone - +60-3-2144.2923
    Fax - +60-3-2144.2925
    Location - Lot4.13, 4th Floor, Kompleks Antarabangsa,
                     Jalan Sultan Ismail,
                     Kuala Lumpur, 50250,
                     Malaysia.

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